Pensora

PENSORA PRO

A clear plan.
A useful conversation.

Take your retirement scenarios out of the browser, with the context that makes the numbers useful.

Polar hosts checkout and manages your license. Activate it below to export reports. Final price and renewal terms appear at checkout.

WORKSPACE

Start with clarity.

Free

  • One Social Security, FERS and RMD timeline
  • Compare two or three scenarios
  • Local saves, backup and import
  • Year-by-year figures and cited assumptions
Open my workspace →

PRO REPORTS

Take it with you.

$19.99 / year

Billed yearly through Polar · final terms shown at checkout

  • Everything in the free workspace
  • PDF scenario comparison
  • Annual figures for each scenario
  • Assumptions and primary sources in every report
Annual Pro — secure checkout ↗

View a sample report (PDF) → Example figures, not a personal plan.

Prefer a one-time purchase?

$49.99 one-time for lifetime access to the current Pro report features.

Lifetime checkout ↗

Already purchased Pro?

Find your license key in your Polar customer portal, then activate reports on this browser. Your planning inputs stay on your device.

Open Polar customer portal ↗

Before you choose.

Do I need a Pensora account?

No. The workspace saves in your browser. Pro uses a Polar-issued license for reports; restore access on another browser with that key. Your scenarios move only when you export and import a backup.

Does this include the iPhone app or spouse planning?

This web offer covers the features listed above. iPhone purchases are separate. Spouse, survivor Social Security and household modeling are future work and are not included in this report tool.

Will Pro tell me when to retire?

No. Reports illustrate the assumptions you choose. Pensora does not give personalized financial advice, assess retirement readiness or recommend one scenario.

Where do my numbers go?

Calculations, local saves and PDF generation run in your browser. Only the license key is sent to Pensora and Polar to verify access. We do not send your retirement inputs with it.

How do cancellation and refunds work?

Annual web purchases renew until canceled through the Polar customer portal. Lifetime is a one-time payment for the current report features. See refunds and support. The final amount and billing terms are shown before payment.