2027 Social Security COLA estimate
SSA has not announced the 2027 COLA. The legal formula needs July, August and September 2026 CPI-W values; until all three exist, the calculator below is an explicitly chosen scenario.
IndependentFreeNo sign-upSources: Social Security Administration · Bureau of Labor Statistics
Estimate — not announced Last verified 2026-07-17
| Period | CPI-W | Status |
|---|---|---|
| Q3 2025 base average | 317.265 | Official |
| July 2026 | — | Not released |
| August 2026 | — | Not released |
| September 2026 | — | Not released |
This is your scenario, not a Pensora forecast or an SSA announcement.
Monthly benefit under your scenario
$2,050.00
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How SSA calculates the COLA
SSA compares the average CPI-W for July, August and September 2026 with the Q3 2025 base average of 317.265. Any increase is rounded to the nearest one-tenth of one percent. SSA says it will announce the next COLA in October 2026.
Official sources: SSA COLA computation and BLS release schedule.
This calculator is for educational purposes only and is not financial, tax, or legal advice. Pensora is independent and not affiliated with the SSA, the IRS, or any government agency. For decisions about your own situation, consider a licensed financial advisor.